Complete Guide to NDIS Funding

Master your NDIS budget with our comprehensive guide covering everything from support categories to plan management and maximizing your funding effectively.

610,000+
NDIS Participants
People receiving NDIS funding across Australia
$35B+
Annual Investment
Total NDIS funding invested annually
3
Budget Categories
Core, Capital, and Capacity Building supports
Understanding Your Budget

How Your NDIS Funding Works

Your NDIS plan includes funding to purchase supports and services that help you achieve your goals. Understanding how this funding works is crucial for making the most of your plan.

Your NDIS funding is calculated based on your individual needs, goals, and circumstances. No two participants have identical funding - it's tailored specifically to what you need to live your best life.

Individual Budget

Personalized funding amount based on your specific needs and goals

12-Month Plans

Most plans last for 12 months, giving you yearly budget to work with

Reasonable & Necessary

All supports must be reasonable, necessary, and help achieve your goals

NDIS participant discussing funding plan with support coordinator

Did you know? The average NDIS plan value is around $71,000 per year, but this varies greatly based on individual needs.

The Big Picture

3 NDIS Budget Categories

Your NDIS funding is divided into three categories, each serving different purposes. Understanding these categories is essential for planning and using your funding effectively.

Core Support

85%

Your essential daily disability-related supports including personal care, transport, and community participation

Flexibility: High flexibility - funds can move between Core Support types

Capital Support

8%

Equipment, assistive technology, home and vehicle modifications for independence

Flexibility: Specific item funding only - requires quotes and assessments

Capacity Building

7%

Goal-focused supports that help you build skills, independence, and connections

Flexibility: Time-limited investments focused on long-term outcomes

Detailed Guides

Master Your NDIS Funding

Choose the topics most relevant to your situation. Each guide provides comprehensive information you can use to make informed decisions about your funding.

Essential
6 min read
Budget Categories Deep Dive

Understand the 3 NDIS budget categories and how they work together

Key Topics:

Core Support flexibility
Capital Support specifics
Capacity Building goals
Read Full Guide
Important
5 min read
Core Support Guide

Master your most flexible funding - daily life, transport, consumables

Key Topics:

Daily living support
Transport options
Community participation
Read Full Guide
Important
5 min read
Capital Support Explained

Equipment, assistive technology, home and vehicle modifications for independence

Key Topics:

Assistive technology
Home modifications
Vehicle modifications
Read Full Guide
Important
5 min read
Capacity Building Guide

Build skills and independence with goal-focused supports

Key Topics:

Skills development
Employment support
Health & wellbeing
Read Full Guide
Practical
4 min read
Plan Management Options

Choose the right management approach for your funding

Key Topics:

Self-managed
Plan managed
NDIA managed
Read Full Guide
Practical
5 min read
Budget Maximization

Strategies to get the most value from your NDIS funding

Key Topics:

Smart planning
Value strategies
Avoiding mistakes
Read Full Guide
Quick Start

Where Should You Start?

Choose your learning path based on where you are in your NDIS funding journey.

New to NDIS Funding?

Start with understanding budget basics and categories

1
Learn budget basics
2
Understand 3 categories
3
Choose plan management
Get Started

Managing Your Plan?

You have funding and want to use it effectively

1
Review management options
2
Learn spending strategies
3
Maximize your budget
Get Started

Need Specific Support?

Looking for information about particular support types

1
Identify support category
2
Review detailed guides
3
Contact providers
Get Started
Related Information

Learn More About NDIS Supports

Explore specific NDIS support types to understand how your funding can be used effectively.

About SDA
Specialist Disability Accommodation funding for accessible housing
About SIL
Supported Independent Living for daily support services
About MTA
Medium Term Accommodation for transition periods
About STA
Short Term Accommodation for respite and emergency needs

Need Help With Your NDIS Funding?

Our experienced team can help you understand your funding, plan your budget, and make the most of your NDIS supports to achieve your goals.

NDIS support coordinator helping participant with funding plan
Ready to maximize your NDIS funding? Our team can help you get startedfor more information.